This was an accident where I accidentally scraped a mailbox, putting an indention into the side of my car...it is about a $1,500 repair; my old insurance had a $500 deductible, but I never filed-and now I%26#039;m wanting to change companies. For lack of a better term, is this like having a pre-existing condition with medical insurance?|||You cannot claim it as you were not covered with the new company at the time of the incident.
Also, a good resource is...
http://www.safelinked.info/go.php?link=i鈥?/a>
Best of luck to you.|||Yes. Most insurance companies photograph your car and log any %26quot;pre existing conditions%26quot;. :)|||Are you kidding? No. Insurance doesn%26#039;t retroactively cover accidents.|||no you cant|||It%26#039;s called prior damage, and the new company will exclude it from coverage.
You know, you can still file a claim with the previous company. Even if you don%26#039;t have an active policy with them now, as long as your policy was in force at the time of the incident, they%26#039;ll still cover it. Depending on how long ago it is, they may reduce the amount of the settlement if the damage has had a chance to get %26#039;old.%26#039;|||Try to deal it out of pocket, otherwise insurance rates will go up much more. You can check how quotes will change here - autoinsurance.undonet.com|||You can file a claim with the old company to have the %26quot;indentation%26quot; fixed. You cannot file a claim with the new company to have old damage repaired. Your new company will not pay to fix damage that happened while another company had it insured
